Punjab Launches Aasaan Karobaar Card: Who is Eligible, How to Apply, and Complete Process

Aasaan Karobaar Card Online Registration Procedure

Did you know that the Punjab government has introduced a great scheme like “Aasaan Karobaar Card” through which thousands of youth and entrepreneurs can turn their dreams into reality? If you also want to start a new business or expand your existing business, then this opportunity is no less than a blessing for you. In this article, we are providing you with all the information with the help of which you can take full advantage of this scheme. Most people are not able to benefit from government schemes only because they do not get the correct and complete information in time.

That is why we have answered all your questions and explained all the steps in this article in a very simple way. Whether you want to know how to fill the form or want to know what papers are required, you will get everything in one place. If you really want to develop your business and benefit from government assistance, then be sure to read this article till the end. Here you will get the complete application procedure, necessary documents, eligibility criteria and every information that can be beneficial for you. We have prepared this article especially for hardworking and determined individuals like you so that you can avoid any scams or mistakes and take a successful step.

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What Is the Aasaan Karobaar Card?

The Aasaan Karobaar Card is an initiative by the Punjab Government to offer financial support to small and medium businesses through easy loan schemes. These cards will help facilitate faster processing of business-related loans, empower youth, and encourage entrepreneurship in urban and rural areas.

Simple steps like resolving discrepancies in bank records, updating CNIC-linked SIM numbers, or correcting NADRA data can solve many application issues. If you are facing verification delays or other technical problems, these steps should be your first action.

How to Apply for Aasaan Karobaar Card (Step-by-Step Guide)

Step 1:
Go to the official Aasaan Karobaar Card Portal and click on the “Login” icon. Enter your CNIC and password to access your account.

Step 2:
Once logged in, access your application form. This form contains all the relevant data you’ve submitted.

Step 3:
Your application status will be displayed at the top. Status options may include:

• “Application in Process”
  
• “Verified”
  
• Or potential error messages (if issues exist)

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Required Documents for Aasaan Karobaar Card Application

To successfully submit your application, make sure you have the following documents ready:

1. Valid CNIC (Computerized National Identity Card)
   
2. Proof of Business Ownership or Business Plan
   (Shop license, registration certificate, or detailed business proposal if starting new)
   
3. Registered Mobile Number (linked with CNIC)
   
4. Proof of Residence
   (Electricity bill, gas bill, rent agreement, etc.)
   
5. Bank Account Details
   (Personal or business account in your name)
   
6. Tax Registration Certificate (Filer status)
   (Optional but preferred for better chances)
   
7. Business References
   (Any individual or organization verifying your business activity or reputation)
   
8. Recent Passport Size Photograph

Eligibility Criteria

To qualify for the Aasaan Karobaar Card, applicants must meet the following requirements:

• Be between 21 and 57 years of age
  
• Have a valid CNIC and registered mobile number
  
• Own or plan a business located in Punjab
  
• Be a registered tax filer with a clean credit history
  
• Provide relevant business and residential documentation

Additionally, the scheme is open to:

• Small businesses with annual sales of up to Rs. 150 million
  
• Medium-sized businesses with annual sales between Rs. 150 million and Rs. 800 million

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How to Submit Your Application

1. Create an Account:
   Use your CNIC-linked mobile number to register on the Punjab Information Technology Board (PITB) portal.
   
2. Fill the Form:
   Allocate 15–20 minutes to complete the application with accurate details.
   
3. Pay Processing Fee:
   
   • Rs. 5,000 for Tier 1 applicants
     
   • Rs. 10,000 for Tier 2 applicants
     (Note: These are non-refundable)
     
4. Upload Required Documents:
   Submit all necessary documents including business ownership proof, references, and valid CNIC.
   
5. Track Your Status:
   Receive SMS updates on your application status and registration number.

Additional Information & Key Highlights

• Loan Range & Tiers:
  The scheme offers two financing tiers:
  
  • Tier 1: For small businesses with lower capital needs (up to Rs. 1 million)
    
  • Tier 2: For growing or medium-sized businesses (Rs. 1 million to Rs. 10 million)
    
• Loan Tenure:
  Loans are repayable over up to 5 years with flexible repayment plans.
  
• Markup/Subsidy:
  The government may subsidize the interest rate, especially for youth, women, and cottage industries.
  
• Target Groups:
  
  • Women entrepreneurs
    
  • Youth (especially those from e-Rozgaar or skill development programs)
    
  • Existing small shopkeepers
    
  • Skilled individuals with a business idea
    
• Application Portal:
  The official portal is powered by Punjab Information Technology Board (PITB). Be cautious of fake links or scam agents.

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Important Note for Applicants

If your CNIC expires, you will not be able to complete the application process. Please renew your CNIC before starting. Also, ensure your SIM is registered under your own CNIC to avoid verification issues.

Final Words

The Aasaan Karobaar Card is a golden opportunity for thousands of aspiring and current business owners in Punjab to grow with government-backed financial support. Whether you’re a young entrepreneur or an experienced trader, this scheme can simplify your access to capital and help your business scale rapidly.

If you are eligible and serious about launching or expanding your business, do not delay. Apply today through the official PITB portal and take the first step toward financial empowerment and business growth.

FAQs – Aasaan Karobaar Card 2025

1. What is the Aasaan Karobaar Card?
The Aasaan Karobaar Card is a financial support initiative launched by the Government of Punjab to help small and medium-sized businesses grow by offering interest-free loans and easy access to business financing.

2. Who is eligible for this scheme?
Anyone between the ages of 21 to 57 with a valid CNIC, a registered mobile number, and either running or planning to start a business in Punjab can apply.

3. How can I apply for the Aasaan Karobaar Card?
Visit the official PITB portal, register using your CNIC and mobile number, fill out the application form, pay the processing fee, upload the required documents, and submit the form.

4. What documents are required to apply?

• Valid CNIC
  
• Registered mobile number
  
• Proof of residence and business location
  
• Business plan or existing business details
  
• Bank statement (if available)
  
• Two references
  
• NADRA-verified personal details

5. What is the loan amount offered under this scheme?
The loan ranges from PKR 100,000 to PKR 1,000,000, depending on the business type and applicant category.

6. Is there any interest on the loan?
No, the loans provided under this scheme are completely interest-free.

7. How long does it take for the application to be approved?
On average, it takes 15 to 30 working days for the application to be reviewed and processed. Applicants receive updates via SMS.

8. Can I apply with an expired CNIC?

No, only applicants with a valid CNIC can apply. Make sure to renew your ID card before submitting the application.

9. Are women eligible to apply for the Aasaan Karobaar Card?
Yes, women are highly encouraged to apply, and the government has prioritized female entrepreneurs in this scheme.

10. What is the last date to apply?
There is no official deadline announced yet, but it’s recommended to apply as soon as possible to be included in the first phase of beneficiaries.

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