PM Initiates Digital Wallet Scheme for 1 Crore Women
PM Initiates Digital Wallet Scheme for 1 Crore Women: Benazir Income Support Program’s revolutionary step. Launch of mobile wallets and free SIM cards for 10 million women. A major step has been taken in Pakistan to eradicate poverty and make women financially independent. The Government of Pakistan has decided to open digital mobile wallets and provide free SIM cards to 10 million deserving women under the Benazir Income Support Program (BISP). This decision was formally announced on August 25, 2025, under the leadership of the Prime Minister, which is a historic step towards financial inclusion in the country.
BISP 8171: Objective of the project
The main objective of this initiative is to provide direct financial assistance to women without any middleman. In the past, there have been many complaints that the assistance funds are not received on time or are distributed in a non-transparent manner. Now that it is the era of digital technology, the government has adopted modern methods and has planned to open mobile wallet accounts in the name of women so that the funds reach their hands directly.
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BISP 8171: Procedure for wallet accounts and SIM cards
1. Identity verification
Every deserving woman will be registered in the system through her national identity card and biometric verification. This will minimize the possibility of fraud.
2. Provision of free SIM
The government has announced that every woman will be provided with a free SIM card, which will be registered in her name. Through this SIM, she will get access to her mobile wallet.
3. Mobile wallet facility
Mobile wallets are digital accounts that run on phones. Not only will the relief money be stored in them, but the woman will also be able to pay bills, send money, or withdraw cash from ATMs through them.
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BISP 8171: Where did it start?
The government has initially launched this project in the cities of Hyderabad and Sukkur in Sindh and the Rahim Yar Khan district in Punjab. Here, in the first phase, free SIM cards are being given to deserving women, and mobile wallets are being opened in their names.
Pilot Project: Bank Accounts are also being opened
It has also been clarified that, along with mobile wallets, the process of opening bank accounts in the name of women is also underway. Its pilot project has started from August 14, 2025, and Karachi, Lahore, Quetta, Peshawar, Muzaffarabad, and Gilgit have been included in the first phase.
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BISP 8171: Women’s autonomy and financial security
This initiative will have several positive impacts:
- Autonomy:
Women will be able to make financial decisions directly.
- Transparency:
There will be less chance of fraud and corruption in financial payments.
- Time saving:
There will be no need to stand in queues or go around offices to get assistance.
- Digital skills:
Women’s ability to use technology will increase.
BISP 8171: International cooperation
The Government of Pakistan is also cooperating with the European Union and German institutions to make this project a success. With the support of these institutions, a digital model called “Social Protection Vaults” is being developed, which will make the aid system more modern and effective in the future.
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BISP 8171: Government Strategy
Prime Minister Shehbaz Sharif said on the occasion that this initiative is not just financial assistance but a social revolution. He said that in the future, various services will also be provided for education, health, and child welfare through these vaults.
He emphasized that the provision of aid should be conditional on various social responsibilities, such as children’s education and vaccination, so that the benefit of aid is not only financial but also brings about positive change at the social level.
BISP 8171: Potential Challenges
Although this is a revolutionary step, some challenges may also arise in its implementation:
- Lack of network in rural areas:
Internet or mobile network facilities are limited in many remote areas.
- Digital literacy:
Many women do not have the skills to use mobile phones, so digital training programs will be needed.
- Security and Privacy:
Strict measures will have to be taken to ensure the security of financial information.
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BISP 8171: A glimpse into the future
The government’s goal is not just to assist, but to create a system that makes women financially self-sufficient. Through mobile wallets and bank accounts, they will not only receive assistance but will also be able to engage in their own savings and other financial activities.
BISP 8171: Conclusion
This innovative initiative of the Benazir Income Support Program is a strong step towards empowering women, eradicating poverty, and promoting the digital economy in Pakistan. If this project is taken forward under a coordinated strategy and a transparent system, it can bring revolutionary change in the lives of millions of women.
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