Punjab Kisan Card Phase 2nd: – Interest-Free Loans Now Increased to Rs. 40,000 per Acre
The Punjab government has made a groundbreaking decision that will transform the future of agriculture. If you’re a farmer looking to boost your crop production, you no longer have to wait. In the second phase of the Punjab Kisan Card Phase 2nd, the loan limit has been increased from Rs 30,000 to Rs 40,000 per acre. This significant step not only provides relief but also demonstrates the government’s trust in the farming community. Now, every farmer can take their fields toward progress with modern resources.
It’s not just about loans; the Punjab government has also announced a major discount on diesel purchases through Kisan Cards. Farmers will pay only 30 percent in cash, while the remaining 25 percent will be deducted from the Kisan Card. Additionally, 80 percent of the work on model agriculture malls in Sahiwal, Multan, Bahawalpur, and Sargodha has been completed and is set to finish by June 2025. These malls will offer modern machinery, agricultural tools, and essential information under one roof.
The repayment of the first phase of loans will be completed between April 15 and May 15, immediately after which the provision of interest-free agricultural loans will resume from May 16. This time, loans worth Rs 75 billion will be distributed, which is a major agricultural project in the country’s history. If you also want to be a part of this revolutionary facility, then read the full article now and learn how to register and how to take full advantage of this scheme. Remember, this opportunity does not come every day.
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Loan Limit Increased from Rs. 30,000 to Rs. 40,000 per Acre
The most important development is the increase in the per-acre loan limit. Previously, farmers were given Rs. 30,000 per acre, but now this amount has been raised to Rs. 40,000 per acre. This enhancement will allow farmers to invest more in quality seeds, fertilizers, pesticides, and machinery to increase productivity.
According to Provincial Agriculture Minister Syed Ashiq Hussain Kirmani, this increase will help farmers achieve better yields and ensure food security in the province.
Rs. 75 Billion Allocated for Interest-Free Loans for Kharif Season
In the Punjab Kisan Card Phase 2nd, the government allocated a huge amount of Rs. 75 billion for interest-free agricultural loans. This amount will be distributed among registered Kisan Card holders to support them during the Kharif season, which includes crops like cotton, sugarcane, maize, and rice.
Loans under this scheme will be completely interest-free, and farmers will have to repay only the principal amount. This initiative will not only support small-scale farmers but also encourage them to use better agricultural techniques.
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Loan Recovery Period for Phase 1 Announced
Farmers who took loans under the first phase of the Kisan Card are now required to return the borrowed amount between April 15 to May 15, 2025. Only after the successful recovery of these loans will the second-phase loans be distributed from May 16, 2025.
The Agriculture Department is ensuring that the recovery process is farmer-friendly and does not impose undue pressure. Those who repay their loans on time will be prioritized for new disbursements.
Special Diesel Purchase Facility Introduced
To further ease the burden on farmers, a diesel purchase option has been introduced. Farmers will now be able to purchase diesel for their tractors and tube wells with 30% payment in cash and 25% through Kisan Card. This flexible payment plan will especially benefit small farmers who struggle with rising fuel prices.
Completion of Model Agriculture Malls Nears
Punjab Kisan Card Phase 2nd loan increase 2025: Another remarkable development is the 80% completion of the grey structure of model agriculture malls in Sahiwal, Multan, Bahawalpur, and Sargodha. These malls are expected to be fully functional by June 30, 2025.
These agriculture malls will provide access to modern farming tools, fertilizers, high-quality seeds, and expert guidance, all under one roof. The concept is to create a one-stop solution for all agricultural needs.
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Proposal for 8 More Agriculture Malls in the Pipeline
The government is not stopping at just four agriculture malls. A proposal to construct eight additional model agriculture malls is under review. This expansion will bring agricultural modernization to more districts of Punjab, ensuring that farmers across the province benefit equally.
Why This Kisan Card Update Is So Important
This is not just a regular scheme update. It’s a complete digital transformation of agriculture financing in Punjab. Through biometric verification and digital record-keeping, the Kisan Card ensures transparency and prevents corruption.
It empowers farmers to receive timely support directly into their bank accounts, saving them from exploitative moneylenders and informal borrowing.
Who Can Register for Kisan Card Phase 2?
To register for the second phase of the Kisan Card, farmers must:
- Be residents of Punjab.
- Have valid CNIC and land records.
- Visit their nearest Punjab Agriculture Department office or access the Kisan Card portal (link to be officially provided soon).
Detailed registration guidelines will be issued soon by the department. Farmers are advised to have their documents ready.
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Chief Minister Maryam Nawaz’s Message to Farmers
Agriculture Minister Syed Ashiq Hussain Kirmani said:
“Our government stands shoulder to shoulder with our farmers. By increasing the loan limit and expanding facilities, we are ensuring that agriculture becomes the backbone of Punjab’s economy once again.”
This message reflects the strong political will to uplift farmers and make agriculture a profitable and dignified profession.
Final Words: A Step Toward Agricultural Revolution
Kisan Card second phase loan increase 2025: The second phase of the Kisan Card is a bold step toward an agricultural revolution in Punjab. By increasing the loan limit, making diesel affordable, and introducing model agriculture malls, the government is directly addressing farmers’ most critical issues. If implemented successfully, this initiative can serve as a model for the rest of Pakistan, changing the future of rural communities.
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